Working Capital Cash Advance Requirements
Working Capital Loan Requirements
To receive a working capital loan requires just 6 months of business bank statements, 4 months of credit card processing statements (processing credit cards is NOT a requirement), our one page application, driver’s license, voided check, and copy of your lease or mortgage statement (if you’re a home-based business). With this in hand we will determine which one of our lending partners is best suited for your needs. Some alternative lenders specialize in certain industries and have a better understanding of how your business works. Our expertise in finding working capital loans for small business owners is due to our strong relationships with the country’s top alternative private lenders and knowing what type of industries they like to work with. Each has their own minimum thresholds relating to average daily balances, time in business, capital needs, FICO scores, industry, and cash flows.
The minimal requirements are:
* Time in Business at least 3 months
* Minimum monthly revenues of $10,000
* Must have a business checking account
Resources & Answers
Oceanside Funding is always here to help answer your most challenging questions and because our funding programs have so much flexability we will help you obtain funding for your business tailored to your needs.
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HOW CAN WE HELP?
We utilize some of the most modern strategies to get your loan approved quickly
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WHAT SETS US APART FROM OTHER LOANS COMPANIES?
We provide you with an affordable plan that meets your needs with terms that make you feel confortable.
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SERVICE AND SUPPORT?
We are always a phone call away to answer all your questions to your satisfaction.
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WHY ARE WE BETTER?
Because we understand the needs of our clients by not just understanding their business but designing a custom loan tailored to their business.
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WHAT ARE YOUR TERMS?
Terms are based on several factors which determine how we can customize your loan…Call us today to find out!!!
WHAT OUR CLIENTS ARE SAYING
Great Service
My experience with Oceanside Funding was great and I would recommend them to all my business friends.
Great Quality Service
I was made to feel comfortable when I needed a loan Oceanside answered all my questions.
Business Loans made Easy
The whole process was smooth and easy and I was in control throughout the whole process.
World Class Support
Support was outstanding every time I needed to talk to a rep I was able to pick up the phone and speak with a live person.
Very Knowledgeable
They showed me they had a lot of experience by explaining the loan process step by step.
Outstanding Friendly Staff
The staff at Oceanside was friendly and pleasant to work with to the point that every detail was explained perfectly.